You’re trusting that a) they’re not malicious and b) they have their shit together and c) even though they do have their shit together someone doesn’t find a random exploit anyhow.
You could say this about literally any solution short of hand-delivering cash in person.
You do realize that if the bank authorizes a transfer, that you did not… it’s wire fraud and they’re obligated to refund that cash, regardless if they recoup the cash or not.
You do realize that not every transaction happens in countries where these protections exist, right? Not everybody can rely on something like the FDIC to protect their funds.
On the other hand, if you give your credentials to a 3rd party, that’s against the ToS none of us actually read, and if something happens to your account; they’re going to deem it as your fuck up.
You’re not providing your bank credentials directly to the third-party, either. They use OAuth-like systems to log you in, typically. I’m not familiar with Ozow, specifically, but from what I can tell about their company, they appear to be doing mostly the same things as Plaid.
It’s also risky to give. Banks will generally approve all transactions between two accounts if one of them is a business account, because the assumption is that those are business transactions and are legitimate 99.99% of the time, so there’s very little scrutiny involved for those transfers. Giving the merchant your routing/account number gives them access to make withdraws from your account at will and at any time and can’t be revoked, and giving that access to somebody you may not fully trust the reputation of is a dangerous move.
A trusted financial institution as a middleman can be useful for those situations, because they’ll tokenize your details to expose as little as possible to the merchant, directly. These services are typically insured, so even if something did happen to your account, you’re more likely to get your money back than if you gave a merchant direct ACH access to your bank account. It’s basically a modernized version of Western Union.
That’s unusual, but not unheard of. Some online merchants will allow you to make payments via ACH transfers. Can be useful for things like international purchases or if you don’t have a normal credit/debit card to use. Sometimes smaller merchants will prefer this, if they don’t have an existing business partnership with a payment processor already.
Usually these will go through a third-party system that tokenizes your login with your bank. This way the merchant can only access your routing/account numbers to do the transfer. As for why you’d need to provide your bank login instead of the routing/account numbers directly, it’s usually just a form of fraud prevention, as the login verifies that you’re actually the account owner and not trying to pay with a checkbook you found on the street.
It’s similar to Plaid, which is a near-identical service that some merchants in the US use. From what I can tell, Ozow appears to be legitimate, so realistically it’s probably safe to enter your login details as long as you’re not getting any certificate errors on the page.
E: Not sure why this is downvoted. I’m not saying it’s a good system, just saying that it’s not inherently a scam.
You should check out Rainbolt’s Geoguesser runs. He often narrates his thought process as he goes. He’s looking at things like the angle of the sun and shadows to determine what hemisphere of the planet he’s on, looks at the vegetation and soil types to further pinpoint his longitude, etc. He’ll even take photos sent directly to him from viewers, and he’ll find out exactly where the photo was taken, even if that image had never existed on the internet prior.
Some of these guys are insanely talented at this. Rainbolt is probably the most entertaining and educational, IMO. Definitely worth checking out some of his videos.
This article spent more time explaining the logistics on building pager-bombs than it did actually explaining why building pager-bombs is a bad idea.
I’m gonna be honest with you, there’s probably some red flags that your doctor saw that perhaps you’re unaware of. You say living in your van is a choice; are you being honest with yourself about that? Are you actually taking care of your hygiene this way?
Because one red flag I’m seeing is a van-dweller making a doctor’s appointment in the first place. Usually nomadic/hermitic people (as in, those who choose to live off the grid and aren’t doing so as a matter of circumstance) generally don’t go to the doctor, unless something is really wrong. So for you to show up in a doctor’s office at all is already anomalous in the first place.
It shouldn’t be understated just how important basic things like access to clean running water can be. And you’re using the words “van” and “SUV”, and not “RV” or “motorhome”, which leads me to believe that you aren’t taking care of some basic needs.
If you’re truly taking care of yourself and being healthy, then more power to ya; I’m honestly a little jealous of those who can live that life. But if you’re actually struggling, you should probably consider taking a look at the paperwork they gave you. Don’t get pride get in the way of getting help.
Amazon will often just let you keep items, even if they refund it. It’s generally not worth the cost of shipping back, so they just eat the loss.
People have the right not to be insulted
Lmao no. If you actually believe that, then I’m gonna violate the fuck outta your rights.
An absolute waste of time, money, and sanity. Unusable UI, no soundtrack to speak of, doesn’t support gyro aiming, and will be a major factor in your upcoming divorce. There’s almost no replay value; you get one, single permadeath run until next year’s expansion releases, and the consequences for a bad run can land you with criminal charges. There are many game-breaking exploits that can only be utilized by the most expensive of gaming PCs, so poor players will still have to follow all of the rules. Despite being sold as “free-to-play”, you are stopped every 10 minutes with an advertisement to buy the Audit Protection DLC. Avoid this game at all costs.
8/10
-IGN
All the more reason it doesn’t need to be on the internet.
From my bedroom, right this moment, there are four unsecured networks I can connect to, which I do not own or control.
This is not an uncommon scenario.
Neighbors, bro. You can’t control networks you don’t own.
Are you really this obtuse, or is this just an act?
Some people live in apartments.
If I had to guess, I’d say funding and plausible deniability are the big reasons. The longer the war wages on, the longer the US and other allies keep sending them money and weapons. And killing them off slowly makes it easier to argue to the ICC that you weren’t trying to commit genocide, it just kinda happened as an oh-so-unfortunate side-effect of defending themselves.
Because it’s a genocide. The point isn’t to just take out Hamas and say “mission accomplished”, it’s to take out the entirety of Palestine and say “we tried our best to save them”. Hamas has to continue existing in order for Israel to keep justifying every extension to this war.
Open it up without shaking it up or jostling it too much. Is it still powdery all the way through? If so, it’s probably safe.
If you open it up and the mix has any clumps or inconsistent coloring, toss it in the trash because it’s likely been exposed to moisture, which invites a ton of potential problems.
Disclaimer: I’m not a doctor, but I have made some questionable decisions with old tubs of G Fuel mix and came out alive, so I’m not just making things up but I’m also not somebody you should trust your health with. Be responsible.
SO HERE I AM
Go to bed earlier. If you’re frequently sleeping through your alarms or falling asleep immediately after turning them off, then you’re not getting enough sleep. Any tips and tricks like “two alarms 5 minutes apart” or “drink water before bed so you have to pee when you wake up” will only get you so far where sleep deprivation is concerned.
This is a Switch emulator, meaning these are games that are still available for sale. It’s not like taking down a SNES emulator or something Nintendo hasn’t made available for 30+ years, it’s involving games they’re selling today. Taking down an emulator is literally Nintendo protecting its IP.
If you were using this emulator, you weren’t likely purchasing anything from them in the first place. And I’m no doctor, but… I’d have to imagine that’s likely the reason Nintendo took this down to begin with.