Like one of the other replies mentioned, when you get closer to retirement, more of the money should get shifted from stocks to more stable but lower return investments like bonds and such that are not affected by a stock market crash. Usually you can set a retirement age in the management portal of your 401k and the management company in charge of your 401k uses it as a guide to move the money into the more stable investments.

The only reason I make the bed every morning is because we have dogs that like to lay on it when we aren’t home and there is nothing worse when you are crawling in bed at night and finding dirt or sand all in it.

I use a Honeywell Z-Wave thermostat with Home Assistant. All local and I not only do I have schedules based on time of day, but it also adjusts the temperature based on if people are home or not.

I got a smart lock after realizing that we would simply forget to lock the front door sometimes since we typically leave via the garage. It’s connected to Home Assistant and now will lock automatically if no one is home.

Technically, I know that a smart lock is less secure, but in most real world scenarios, knowing that the lock will be locked when we are not home, on top of being notified if it becomes unlocked, I’d argue that it’s more secure now than when I had a dumb lock.