I’m not sure I’d call this “cheaping out” but unless you can’t even afford that or you have a specific reason you need a more expensive one, you should buy mid-range ($200 - $400) phones. The early '10s are over and mid-range is more than adequate for the average phone user. Plus quite a few mid-ranges still have expandable storage and/or headphone jacks.
Uncommon in my culture: Makoto (disclaimer: I think Makoto might still be more common in my culture than my real name)
Uncommon in general: Kitty