Insurance companies give people discounts based on driving habits good driving habits, like the lack of speeding and hard braking… which can be determined by gps. They also charge more for people that drive more miles per year because it exposes the vehicle to more possibilities of being involved in accidents.

It’s not unreasonable for them to ask for access to your gps data… it is definitely unreasonable for you to give them access to your gps data.

I always thought it was a huge concern to let the insurance company have gps access to my phone because it gives them exact times when I am away from my home.

Insurance companies’ more nefarious employees or employee’s friends have an exact playbook for when it’s safe to break into your home, how much money you have(based on how many and the types of cars you have policies on), how many people could be at home (insured on policy), credit rating… etc. It’s not data that you couldn’t get with a bit of research and time, but having a searchable database full of customer info makes it easy to list out hundreds of targets with little effort.

Try to understand that influencers and content creators are human beings and not infallible. I don’t think Mark or Derek are the greatest people in the world, but they are trying to put educational and entertaining content out into the world, and don’t seem to be malicious in intent.

Give them a break and see where they land down the road. If they turn out to be trash, judge em all you want. As someone that doesn’t spend the time and effort to pass my experience on to others, I’ll give them a bit of wiggle room on the politics associated with operating in the public attention economy.

So they can sell your browsing habits to other advertising firms and, ultimately, other manufacturers or service providers… so they can badger you with more targeted ads…

What if taxes or fines were tied to personal wealth rather than a nominal flat fee?

I know there are some European countries that tie fines to annual income. That would do better at equalizing the effects of undesirable behavior regardless of wealth. If a parking ticket or speeding ticket or excessively polluting vehicle is going to cost a wealthy person tens of thousands of dollars extra, maybe they’ll find a more suitable and community-centric behavior.

You still have to get past the upper class tricks of driving “income” down by taking out loans to live off of, but that’s another conversation… maybe tie it to net wealth and make the wealthy sell stocks to pay the fines…

Same same. I had a thermos I accidentally left hot cocoa (made with milk) in for about 6 months when it fell behind my car seat. I thought I was going to have to throw it out because it smelled so horribly rancid. I booked some water and flushed it out and used white vinegar for a few overnight soaks and it got the smell out. Like a brand new thermos…

https://www.lendingtree.com/insurance/brand-incidents-study/

This is the article that comes up if you search that title. I had previously seen it. It specifically calls out dodge rams as having the worst drivers and still is just a summary of the data, not the actual study. Tesla is shown as number 2, but again, the details of the data are not in the text. Why are speeding and citations separate categories and how was the data collected?

Tesla definitely has a problem with bad drivers not adhering to their warnings and recommendations on using autopilot and fsd beta, and Tesla can do more to limit speed while in use, but the framing of this and the “source” article are being promoted in a way that doesn’t lend to credibility.

This seems to be getting promoted and changed to slant opinion. The study is on “incident” rate, which includes accidents, DUIs, citations, and speeding, but is definitely not just accidents. It also says Tesla has the second worst drivers, by incident rate,behind Dodge.

I couldn’t find any specific data they used about why speeding and citations are separate and am wondering if it is because Teslas have more communication about statistics than other manufacturers that don’t have digital data and OTA capability.

When I tried to find the actual study lending tree did, I couldn’t find it, but found several other insurance company studies that didn’t list Tesla in their Top 5 most accidents. If anyone actually sees this study or any others that confirm it, let me know.

You have a choice. Use their service with the shitty ads or find something else to do.

It sucks, but that’s what you’ve got.

Yes.

I was in operations working the DuPont schedule for over a decade. Concerning DST, you work an extra hour, with pay, or work a shift that is one hour less, depending on which direction the clock is moving

When we worked the 11 hour shift (normally 12), as clocks spring forward, you would be compensated a full paycheck if you had no overtime hours, as the company was forced to pay you a full 2 weeks of wage for the pay period. If you had any overtime hours in that check, your pay would reflect 1 hour less to cover the shortage due to the time change.

Some companies pay the full 12 hr shift when the clocks spring forward, but mine didn’t.

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