WTF? I’m in Europe and I broke my finger recently, so I had to get surgery. I literally paid 26€ + 2€ for pain meds and that includes an ambulance, multiple doctors visits, surgery and physical therapy.

I cannot imagine living with the fear of having random medical problems ruin you financially.

Scrubs

The random generated dungeons and amount of different items do it for me. The game might have a steep learning curve initially though until you figure out the core mechanics

The Binding of Isaac. It is too addictive