Father of two, husband, gamer, lover of free software, and willing teacher.

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  • 7 Posts
  • 6 Comments
Joined 6 months ago
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Cake day: January 4th, 2024

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  • We can thank US Government for FORCING these companies to allow you to freeze your credit report. It used to be a state by state thing, else you had to pay them like $10 to freeze and unfreeze, unless you had PROOF that your identity was stolen.

    Especially considering Equifax had that little “oopsy” (they already leaked all your personal info) 7 years ago, you should absolutely 100% freeze your credit report.

    YES you have to unfreeze it when you’re needed to check your credit, but how often does that happen?

    Honestly it’s a great excuse to turn down a pushy salesman as well. “Well I really wanna buy this car, but I have to unfreeze my credit report first and my info is at home, so I’ll be back.”

    And do you REALLY need that 10th credit card for get that $10 coupon for Khols? Nah.

    It’s a bit of work to set up, but once you set it up don’t forget you get a free credit report yearly from each bureau. So space them out every 4 months and then check them yearly.




  • libreddit is the Reddit front end. Reddit did something, it seems they blocked IP addresses. There are ways around it and folks do have some instances, but there’s sitll a lot out there that don’t work. You can rung your own libreddit and put it through Cloudflare’s bridge thing and then point libredirect to your own libreddit for stability.