I actually keep very few virtual cards. I usually use them and then delete them; unless it’s a recurring charge, or a frequent online use, I figure there’s no reason to let them hang out since you can just make a new one if you need it.
I should probably do a walk through and wipe out ones I’m not going to reuse. But I’d say most of them will likely be used again. I will say that when I had a charge I couldn’t figure out what it was the person at Capitol One said a LOT of people deactivate the virtual cards unless they plan to use them lowering the chance of a charge.
TBF, I got a finger wagged at me when I missed a recurring-fee cancellation date and I had only locked the card instead of deleting it. It notified the fraud department and they (claimed in the email notifying me that they) locked my entire card out and had to call them to remove the lock. They then went through the “you should remember to cancel” speech and recommended deleting the number instead of locking it. C1’s customer service is, generally, trash compared to Amex and Chase so I shouldn’t be surprised that they’re a bit overzealous in how to handle a locked card. Still, it’s a worthwhile feature.
I actually keep very few virtual cards. I usually use them and then delete them; unless it’s a recurring charge, or a frequent online use, I figure there’s no reason to let them hang out since you can just make a new one if you need it.
I should probably do a walk through and wipe out ones I’m not going to reuse. But I’d say most of them will likely be used again. I will say that when I had a charge I couldn’t figure out what it was the person at Capitol One said a LOT of people deactivate the virtual cards unless they plan to use them lowering the chance of a charge.
TBF, I got a finger wagged at me when I missed a recurring-fee cancellation date and I had only locked the card instead of deleting it. It notified the fraud department and they (claimed in the email notifying me that they) locked my entire card out and had to call them to remove the lock. They then went through the “you should remember to cancel” speech and recommended deleting the number instead of locking it. C1’s customer service is, generally, trash compared to Amex and Chase so I shouldn’t be surprised that they’re a bit overzealous in how to handle a locked card. Still, it’s a worthwhile feature.